Is Monzo down right now?

Monzo reports normal operation and user reports are at a normal level. This page updates itself every few minutes.

Working normally

Official status read from status.monzo.com, checked just now. Checked every 5 minutes.

Official Monzo status page

Official status

Monzo reports normal operation. All Systems Operational

User reports

People press this button when Monzo is not working for them. A spike here usually shows up before the official status changes.

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Last 24 hours, one bar per 15 minutes. 0 in the last 15 minutes, 0 in the last hour, 0 in 24 hours.

One report per device per 30 minutes. We keep the country and the problem type, never your address.

Parts of Monzo

Monzo reports status per part. In your account you can watch only the parts you use.

PartStatus
💳 Card PaymentsWorking normally
💷 Cash DepositsWorking normally
💬 Chat SupportWorking normally
📬 Email DeliveryWorking normally
✉️ Email SupportWorking normally
💰 Inbound Bank TransfersWorking normally
📱 Monzo AppWorking normally
💸 Outbound Bank TransfersWorking normally
☎️ Phone SupportWorking normally
🔗 Public APIWorking normally
📨 SMS OutboundWorking normally
📨 SMS Outbound DeliveryWorking normally

While Monzo is down

  • Keep receipts for anything you pay or receive another way.
  • Card terminals from a different provider usually keep working.
  • Scammers call during bank outages pretending to help: the bank never asks you to move money to a safe account.

The full guide: what to do when a service you rely on is down

Recent incidents

Full incident history

Availability, 30 days
100% by official status
User-report spikes, 30 days
0
Businesses watching
0

Common questions

Is Monzo down right now?

As of 3 Nov 2026, 8:14 am, Monzo reports normal operation. 0 user reports in the last 15 minutes.

Is it just me or is Monzo down for everyone?

Compare the official status above with the user reports. Many reports from different places means it is Monzo; none means check your own internet, sign-in or browser first.

What should I do while Monzo is down?

Keep receipts for anything you pay or receive another way.

How do I get told when Monzo goes down?

Add Monzo to your free account. You get an email when its official status changes; Fast Tool Alerts adds two-minute checks, SMS, and alerts on spikes in user reports.

Get an alert when Monzo goes down

Official status changes by email, free. Add Fast Tool Alerts for two-minute checks, SMS, and user-report spikes before the vendor admits it.